Debt Advisory

One size does not fit all when it comes to debt

We specialize in crafting customized debt solutions designed to address your specific challenges whether you’re considering refinancing or restructuring existing debt for better terms, securing funding for growth, or exploring alternative debt instruments.

mainSpring designs debt solutions aligned with your financial objectives

Our comprehensive knowledge of traditional and alternative debt instruments, as well as the various types of lenders, including traditional banks, credit funds, and alternative lending providers, equips us to skillfully structure and present the most suitable debt solutions.

Here is an overview of our Debt Advisory services:

Debt Restructuring

Address financial challenges and optimize existing debt obligations

In times of financial strain or changing market conditions, debt advisors step in to negotiate with creditors, restructure debt terms, and align repayment schedules with the company’s cash flow. The aim is to alleviate immediate financial pressures and set the stage for long-term financial health.

Asses the financial situation

Negotiate debt new terms

Implement new debt plan

Working Capital Financing

Ensure sufficient liquidity for day-to-day operations

Advisors assess the working capital needs of the business and recommend appropriate financing solutions. Lines of credit or short-term working capital loans can be strategically utilized to maintain operational liquidity, allowing the business to navigate through operational cycles seamlessly.

Expansion and Growth Financing

Accelerate business growth and expansion

Debt advisors play a crucial role in identifying suitable financing instruments tailored to expansion plans. This may involve securing term loans or exploring strategic partnerships to infuse capital strategically, ensuring the debt aligns with the growth trajectory and objectives.

Diversification of Funding Sources

Reduce dependency on a single funding source for risk mitigation

Advisors assist in exploring alternative financing options beyond traditional banks. This may involve connecting with credit funds, accessing fintech platforms, or exploring other non-traditional financing sources to diversify funding streams and enhance financial resilience.

Special Situations

Address unique and challenging financial circumstances

Special situations lending requires a tailored approach. Advisors analyze and structure lending solutions for businesses facing exceptional circumstances, ensuring the financial instruments are customized to address specific challenges and opportunities presented by unique situations.

Capital Structure Optimization

Achieve an optimal balance between debt and equity

Advisors conduct a comprehensive analysis of the current capital structure, providing recommendations for adjustments to optimize the debt-equity ratio. This strategic optimization ensures a balanced and efficient capital structure aligned with the business’s long-term financial goals.

Preparation for Financing Rounds

Position the business for successful financing rounds

In preparation for financing rounds, advisors work closely with businesses to present a robust financial profile to potential investors or lenders. This may involve structuring convertible loans, venture debt, or other financing instruments that align with the business’s growth plans.

Debt Restructuring

Address financial challenges and optimize existing debt obligations

  • In times of financial strain or changing market conditions, debt advisors step in to negotiate with creditors, restructure debt terms, and align repayment schedules with the company’s cash flow. The aim is to alleviate immediate financial pressures and set the stage for long-term financial health.
Working Capital Financing

Ensure sufficient liquidity for day-to-day operations

  • Advisors assess the working capital needs of the business and recommend appropriate financing solutions. Lines of credit or short-term working capital loans can be strategically utilized to maintain operational liquidity, allowing the business to navigate through operational cycles seamlessly.
Expansion and Growth Financing

Accelerate business growth and expansion

  • Debt advisors play a crucial role in identifying suitable financing instruments tailored to expansion plans. This may involve securing term loans or exploring strategic partnerships to infuse capital strategically, ensuring the debt aligns with the growth trajectory and objectives.
Diversification of Funding Sources

Reduce dependency on a single funding source for risk mitigation

  • Advisors assist in exploring alternative financing options beyond traditional banks. This may involve connecting with credit funds, accessing fintech platforms, or exploring other non-traditional financing sources to diversify funding streams and enhance financial resilience.
Special Situations

Address unique and challenging financial circumstances

  • Special situations lending requires a tailored approach. Advisors analyze and structure lending solutions for businesses facing exceptional circumstances, ensuring the financial instruments are customized to address specific challenges and opportunities presented by unique situations.
Capital Structure Optimization

Achieve an optimal balance between debt and equity

  • Advisors conduct a comprehensive analysis of the current capital structure, providing recommendations for adjustments to optimize the debt-equity ratio. This strategic optimization ensures a balanced and efficient capital structure aligned with the business’s long-term financial goals.
Preparation for Financing Rounds

Position the business for successful financing rounds

  • In preparation for financing rounds, advisors work closely with businesses to present a robust financial profile to potential investors or lenders. This may involve structuring convertible loans, venture debt, or other financing instruments that align with the business’s growth plans.

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